While there are ways to lessen your risk of getting in a car accident, there is no way to prevent them altogether. Even the safest drivers will probably get into an accident at some point. When you do get in a car accident, stay calm and do these six things.
1. Call the Police
The first thing someone needs to do—whether it is you or someone else—is to call the police. Even with small accidents, it is important to notify the police so they can write up a report. This will help the process go more smoothly for everyone involved.
2. Call Your Insurance Company
Secondly, call your insurance company to let them know about the accident. They can let you know if there is any important information you need to get from the other party or about the scene of the accident. It is best to talk to them while everything is still fresh in your mind.
3. Exchange Insurance Information
Make sure you exchange insurance information with the other party. This information will help your insurance company process your claim so everyone gets the money they are entitled to to repair their car damages after the fact. Your insurance company can tell you exactly what information they need.
4. Take Pictures of the Scene
While it is not always required, it is helpful to take pictures of the scene and the condition of the cars after the accident. This will help you prove the extent of your damages to your insurance company so you can get the money you deserve for fixing your car.
5. Note any Important Details
If there are any odd or interesting details about the car accident, you may want to put them down in writing just in case they come in handy. If the other driver had a cell phone in hand, a dog loose in the backseat or empty beer cans on the floor, that information could come in useful if there happens to be a future lawsuit.
6. See the Doctor
Lastly, if you are concerned that you may have been injured in the car accident, be sure to see the doctor right away. If you are entitled to damages, your medical records will become vital evidence for your case according to a Provo personal injury lawyer.
While you can hope you never get in a bad accident, it is best to be prepared even if you do. Keep your insurance information, camera and a pen for jotting down details handy in your car. Also, know the name of a trusted personal injury lawyer, just in case.